DSCR Details

$
$
%

$118,750 on a $475,000 property

%

DSCR Ratio

1.56

Cap Rate

8.1%

Cash on Cash

7.0%

Monthly Cash Flow

$723

DSCR Qualification

Doesn't Qualify
Marginal
Qualifies
Strong

Your DSCR: 1.56 — Qualifies for best rates and terms

Break-Even Points

Minimum Rent per Unit

For 1.0 DSCR:$1,538/unit
For 1.25 DSCR:$1,923/unit
Your rent:$2,400/unit

$477 above the 1.25 threshold

Maximum Purchase Price

For 1.0 DSCR:$754,775
For 1.25 DSCR:$598,951
Your price:$475,000

$123,951 under the 1.25 limit

Monthly Cost Breakdown

$4,077

per month

P&I Payment
$2,491
Property Tax
$435
Insurance
$150
Vacancy Reserve
$240
Management
$365
Repairs
$396
Total Monthly$4,077

Ready to move forward on this investment property?

DSCR loans qualify based on rental income — no tax returns or W2s required.
Get DSCR Loan Options→
No SSN. No obligation. Takes 60 seconds.

AI Analysis

Calculations are estimates for illustrative purposes only and are not an offer or commitment to lend. Actual rates, payments, and costs may vary based on credit approval, program, and market conditions.