DSCR Loan Calculator
DSCR Ratio
2.00
Cap Rate
11.3%
Cash on Cash
18.8%
Monthly Cash Flow
$1,248
DSCR Qualification
Doesn't Qualify
Marginal
Qualifies
Strong
Your DSCR: 2.00 — Qualifies for best rates and terms
Break-Even Points
Minimum Rent per Unit
For 1.0 DSCR:$999/unit
For 1.25 DSCR:$1,249/unit
Your rent:$2,000/unit
$751 above the 1.25 threshold
Maximum Purchase Price
For 1.0 DSCR:$624,921
For 1.25 DSCR:$495,068
Your price:$300,000
$195,068 under the 1.25 limit
Monthly Cost Breakdown
$2,752
per month
P&I Payment
$1,573Property Tax
$275Insurance
$150Vacancy Reserve
$200Management
$304Repairs
$250Total Monthly$2,752
Ready to move forward on this investment property?
DSCR loans qualify based on rental income — no tax returns or W2s required.
No SSN. No obligation. Takes 60 seconds.
AI Analysis
Calculations are estimates for illustrative purposes only and are not an offer or commitment to lend. Actual rates, payments, and costs may vary based on credit approval, program, and market conditions.
